............................................................................................................................. Contents Division I - Enforcement of Security Interest, Securitisation & Reconstruction Chapter 1. Scope of the Act Chapter 2. Enforcement of Security Interest Chapter 3. Registration of Securitisation/ Reconstruction Companies - Securitisation Companies and Reconstruction Companies (Reserve Bank) Guidelines and Directions, 2003 Chapter 4. Debt Securitisation/Reconstruction: A Financial Product Chapter 5. Borrower and the Act Chapter 6. Offences and Penalties Chapter 7. The Act and the Amending Provisions Chapter 8. Sale/purchase of non-performing assets by banks, financial institutions and non-banking financial companies Division II - The Securitisation and Reconstruction of Financial Assets and Enforcement of Security Interest Act, 2002 Chapter 9. The Securitisation and Reconstruction of Financial Assets and Enforcement of Security Interest Act, 2002 Chapter 10. Securitisation and Reconstruction of Financial Assets and Enforcement of Security Interest (Removal of Difficulties) Order, 2004 Chapter 11. Security Interest (Enforcement) Rules, 2002 Chapter 12. The Securitisation Companies and Reconstruction Companies (Reserve Bank) Guidelines and Directions, 2003 [Alongwith Guidance Note] Chapter 13. Master Circular on directions/instructions issued to the Securitisation Companies and Reconstruction Companies Chapter 14. Quarterly Statement to be submitted by Securitisation Companies / Reconstruction Companies registered with the Reserve Bank of India under Section 3(4) of the SARFAESI Act Chapter 15. Guidelines on declaration of Net Asset Value of Security Receipts issued by Securitisation Company/Reconstruction Company Chapter 16. Guidelines to banks/financial institutions on sale of financial assets to Securitisation Company/Reconstruction Company Chapter 17. Master Circular - Prudential norms on Income Recognition, Asset Classification and Provisioning pertaining to Advances Chapter 18. Master Circular on Income Recognition, Asset Classification, Provisioning & Other Related Matters - UCBs Chapter 19. Revised Guidelines for Compromise Settlement of Chronic Non-Performing Assets (NPAs) of Public Sector Banks Chapter 20. Guidelines on Fair Practices Code for Lenders Chapter 21. ICAI's Guidance Note on Accounting for Securitisation Division III - Debt Recovery Tribunals Chapter 22. Commentary on the relevant provisions of Recovery of Debts due to Banks & Financial Institutions Act, 1993 Chapter 23. The Recovery of Debts Due to Banks and Financial Institutions Act, 1993 Chapter 24. Debts Recovery Tribunal (Procedure) Rules, 1993 Chapter 25. Debts Recovery Appellate Tribunal (Procedure) Rules, 1994 Chapter 26. Notifications for establishment of Debts Recovery Tribunals Chapter 27. Notification for establishment of Debts Recovery Appellate Tribunal Division IV - Banking Ombudsman Scheme, 2006 Chapter 28. Banking Ombudsman Scheme, 2006 Division V - Supreme Court Judgment in Mardia Chemicals Ltd. case Chapter 29. Supreme Court Judgment in Mardia Chemicals Ltd. Case Division VI - The Credit Information Companies (Regulation) Act, 2005 Chapter 30. The Credit Information Companies (Regulation) Act, 2005 Chapter 31. Credit Information Companies Rules, 2006 Chapter 32. Credit Information Companies Regulations, 2006 Division VII - Regulatory Framework for Mortgage Guarantee Company Chapter 33. Regulatory Framework for Mortgage Guarantee Company I. Mortgage Guarantee Company to be treated as NBFC II. Exemption from the provisions of RBI Act, 1934 III. Regulatory Framework for Mortgage Guarantee Company IV. Regulatory Framework for Mortgage Guarantee Company V. Guidelines on Registration and Operations of Mortgage Guarantee Company under Section 45L(1)(b) of the Reserve Bank of India Act, 1934 VI. Form of Application for Certificate of Registration to Commence the Business of a Mortgage Guarantee Company Division VIII - Report of the in-house Working Group on Asset Secutitisation Chapter 34. Report of the in-house Working Group on Asset Securitisation ............................................................................................................................. Author Details Ravi Puliani, Advocate Mahesh Puliani, B.Com., LL.B ............................................................................................................................. |